Obsidian is a project providing interaction between its users all over the world. The project is very safe and secure and even if they are little and slight inconveniences, the user will surely get recompensed. Anyway the secure communication of the project is handled by a whole group of professionals working from different angles of the world. So, any kind of attacks on the work of the project are excluded.
Relying on different and unknown sources, dealing with unsecure accounts or referring to the usage of uninsured bank accounts can lead to negative effects. To prevent any form of risks and inconveniences in Obsidian platform, one needs to take attention to all the points, before claiming his/her Obsidian.